{"id":6107,"date":"2023-10-03T11:16:13","date_gmt":"2023-10-03T18:16:13","guid":{"rendered":"https:\/\/socialcatfish.com\/blog\/?p=6107"},"modified":"2023-10-03T11:16:49","modified_gmt":"2023-10-03T18:16:49","slug":"elderly-scams","status":"publish","type":"post","link":"https:\/\/socialcatfish.com\/scamfish\/elderly-scams\/","title":{"rendered":"Elderly Scams: The Definitive Guide to Protect Seniors"},"content":{"rendered":"<p>While it might be trendy to say, \u201cOk, Boomer\u201d, Baby Boomers are wising up to the realities of the digital age and the risks within it. 2020 is a great decade to be a senior, but scammers and fraudsters are becoming more sophisticated. Although the <a href=\"https:\/\/www.ftc.gov\/system\/files\/documents\/reports\/consumer-sentinel-network-data-book-2019\/consumer_sentinel_network_data_book_2019.pdf\">FTC reports<\/a> that seniors and the elderly are proving doubters wrong and reporting online criminals and consumer fraud at ever-increasing rates, there is still a catch: elderly scams are rising as each year passes by.<\/p>\n<h2 style=\"text-align: center;\">Introduction to Elderly Scams<\/h2>\n[aesop_image  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/elderly-scams.jpg&#8221; panorama=&#8221;off&#8221; imgwidth=&#8221;100%&#8221; align=&#8221;center&#8221; lightbox=&#8221;off&#8221; captionsrc=&#8221;custom&#8221; captionposition=&#8221;left&#8221; revealfx=&#8221;off&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>Seniors who face elderly scams lose far more money than consumers from any other age group.<\/p>\n<p style=\"text-align: center;\">[bctt tweet=&#8221;People aged 70+ lose a median average of almost $2k a person!&#8221; username=&#8221;socialcatfish&#8221;]\n<p>If you\u2019d rather keep $2k in your pocket, this is how you can protect your home, family, and <a href=\"https:\/\/socialcatfish.com\/scamfish\/scammer-steals-mans-pictures-to-scam-woman-out-of-mortgage-life-savings\/\">life savings<\/a>. The only thing you should have to worry about in retirement is the next trip you want to take!<\/p>\n<ul class=\"top-list-reviews\">\n<li><a href=\"#01\">Elderly Scams Statistics and Facts<\/a><\/li>\n<li><a href=\"#02\">9 Other Common Scams Seniors Fall For<\/a><\/li>\n<li><a href=\"#03\">5 Examples of Senior Scams<\/a><\/li>\n<li><a href=\"#04\">How to Protect the Elderly from Scams<\/a><\/li>\n<\/ul>\n<p>Next time you grow tired of people doubting your decision-making abilities, due to your age, let them know the facts.<\/p>\n<h3 style=\"text-align: center;\">Quick Facts<\/h3>\n<ol>\n<li>Check-in with family members who are 80 plus and ask them about any online or <a href=\"https:\/\/socialcatfish.com\/scamfish\/scam-likely-calls-here-are-some-robocall-scams-to-watch-out-for\/\">phone scams<\/a> they may have encountered. Have them review their financial statements with their bank or a trusted relative or financial planner and look for irregularities.<\/li>\n<li>Younger family members still encounter scams. People aged 20-59 encounter an alarming amount of financial <a href=\"https:\/\/socialcatfish.com\/scamfish\/love-loss-and-scams-a-retirees-tragic-experience-with-online-romance-scammers\/\">loss from shopping scams<\/a>.<\/li>\n<li>Let all of your <a href=\"https:\/\/socialcatfish.com\/scamfish\/avoiding-tech-support-scams-how-seniors-can-protect-themselves-from-fraudulent-callers\/\">senior friends and family know what tech support scams<\/a> are and learn about the warning signs they may encounter. Tech support scams have the most financial loss, followed by <a href=\"https:\/\/socialcatfish.com\/scamfish\/holiday-shopping-scams\/\">online shopping scams<\/a>, imposter (business) scams, and Imposter (government scams).<\/li>\n<li><a href=\"https:\/\/socialcatfish.com\/scamfish\/what-are-419-scams-how-to-prevent-stop-and-recover\/\">While romance scams<\/a> strike seniors as the 5th most significant cause of financial loss, this type of con can still be emotionally and financially devastating. Look for signs like depression if a senior is scammed in this manner.<\/li>\n<\/ol>\n<h2 id=\"01\" style=\"text-align: center;\"><strong>Elderly Scams Statistics<br \/>\n<\/strong><\/h2>\n[aesop_parallax  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/senior-scams.jpg&#8221; parallaxbg=&#8221;on&#8221; parallaxspeed=&#8221;3&#8243; captionposition=&#8221;bottom-left&#8221; lightbox=&#8221;off&#8221; floater=&#8221;off&#8221; floaterposition=&#8221;left&#8221; floaterdirection=&#8221;none&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>People who are Baby Boomers on up are the least likely of ANY AGE GROUP to <a href=\"https:\/\/socialcatfish.com\/scamfish\/75000-americans-lose-28-million-to-its-impostor-scams-during-peak-tax-season\/\">lose money to scams<\/a>. Similarly to 2018, when consumers ages 60 and older spotted or encountered scams in 2019, they avoided losing money at twice the rate of those ages 20-29. Even better, the results of the <a href=\"https:\/\/www.ftc.gov\/system\/files\/documents\/reports\/protecting-older-consumers-2018-2019-report-federal-trade-commission\/p144401_protecting_older_consumers_2019_1.pdf\">FTC\u2019s 2018-2019 report<\/a> bolsters the idea that education and awareness campaigns do help.<\/p>\n<p>Unfortunately, as you can see below, adults over the age of 80 had the highest median loss at $1,700.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/01\/\" width=\"100%\" height=\"380px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>Everyone from the <a href=\"https:\/\/www.aarp.org\/legal-counsel-for-elderly\/what-we-do\/info-2017\/consumer-fraud-financial-abuse.html\">AARP<\/a> to the <a href=\"https:\/\/www.fbi.gov\/scams-and-safety\/common-fraud-schemes\/seniors\">FBI<\/a> and <a href=\"https:\/\/www.consumer.ftc.gov\/blog\/2018\/10\/scams-against-older-adults-reporting-congress\">FTC<\/a> is spreading the word about senior financial scams. \u201cProtecting Older Consumers 2018-2019\u201d was not guesswork. It is a detailed October 18, 2019 report by the Federal Trade Commission that was given to Congress.<\/p>\n<p>According to that report:<\/p>\n[aesop_quote  type=&#8221;pull&#8221; background=&#8221;#ffffff&#8221; text=&#8221;#000000&#8243; width=&#8221;100%&#8221; align=&#8221;left&#8221; size=&#8221;1&#8243; quote=&#8221;Older adults were nearly 20% less likely to report losing money to fraud than consumers ages 20-59. This suggests that older adults may be more likely to avoid losing money when exposed to fraud AND more inclined to report fraud when no loss has occurred &#8211; or a combination of those and other factors.&#8221; parallax=&#8221;off&#8221; direction=&#8221;left&#8221; revealfx=&#8221;off&#8221;]\n<p>However, these statistics on their own do not solve the broader scope of the problem. Even as those reports make the case that older adults are <span style=\"color: #800080;\"><strong>less likely<\/strong><\/span> to fall for consumer fraud, 2019 has ushered in some very alarming statistics.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/02\/\" width=\"100%\" height=\"240px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>The amount of financial loss for seniors age 60 and up has increased, and people age 80 and up are losing so much money that it\u2019s ruining their lives. Out of consumers who were age 60 and older, 256,404 reports were filed with the FTC for a cumulative loss of almost <span style=\"color: #800080;\"><strong>$400 million<\/strong><\/span>.<\/p>\n<p>The amount of financial loss that people ages 20-59 experience versus people ages 60+ is staggering. Per both age groups, financial loss in categories such as <a href=\"https:\/\/socialcatfish.com\/scamfish\/nigerian-romance-scams\/\">romance scams<\/a> and <a href=\"https:\/\/socialcatfish.com\/scamfish\/work-from-home-scams\/\">imposter (business) scams<\/a> were equivalent or close. However, tech support scams, <a href=\"https:\/\/socialcatfish.com\/scamfish\/online-shopping-scams\/\">online shopping scams<\/a>, prize\/sweepstakes, fake check scams, and others were very different in how much was lost.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/03\/\" width=\"100%\" height=\"300px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>The median individual loss for people ages 60-69 was up by 20% for the same year. In individuals ages, 70-79, the (per person) median loss was up by 24%. Those who are 80 and over had it worse, with a median loss increase of 55%. These figures are devastating since that puts the median individual loss for <a href=\"https:\/\/socialcatfish.com\/scamfish\/of-people-victimized-by-romance-scams-said-that-loneliness-was-number-one-factor\/\">people ages 80+ at $1,700 per victim<\/a>.<\/p>\n<p>Ring, ring! If your phone rings <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-look-up-suspicious-scam-phone-numbers-types-of-suspicious-phone-scams-to-watch-out-for\/\">with an unidentified number<\/a>, it might be safe to assume it\u2019s a scammer. For people who are ages 60 and over, who received contact by phone, online, email, consumer-initiated contact, and mail, the list popular contract method are phone calls (190k). Out of those 190k fraud reports, 15k resulted in financial loss.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/04\/\" width=\"100%\" height=\"480px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>If that wasn\u2019t enough to give you a few grey hairs, worrying about your friends, partner, parents, and grandparents might. The FTC knows that even with all their efforts to prevent and educate about <a href=\"https:\/\/socialcatfish.com\/scamfish\/love-and-deceit-stephanies-heartbreaking-journey-through-a-romance-scam\/\">scams<\/a>, there are still fraudsters who will fall through the cracks and locate elderly victims.<\/p>\n<p>If someone ages 60+ in your life (or yourself) is unlucky enough to lose money, how do they lose it? The most common method is through <a href=\"https:\/\/socialcatfish.com\/scamfish\/credit-card-fraud\/\">credit card<\/a> payments (29%, equaling $42M in loss). However, the method which loses the most money is 15% of <a href=\"https:\/\/socialcatfish.com\/scamfish\/wells-fargo-scams-how-to-avoid-fake-checks-and-wire-transfer-scams\/\">wire transfers<\/a>, which equals $134M in monetary loss.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/05\/\" width=\"100%\" height=\"500px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>Losing money to a foreign or domestic <a href=\"https:\/\/socialcatfish.com\/scamfish\/oil-rig-scammers-photos-how-to-tell-if-the-person-youre-talking-to-is-a-scammer\/\">scammer<\/a> can wreak havoc on anyone\u2019s life and maybe particularly devastating to seniors on a set budget, with no new income coming in.<\/p>\n<p>Cash is still a favorite of scammers, as it can be hard to trace. For people who are ages 70+, 25% of those who fell for a family and friend <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-scammers-create-false-online-identities-the-science-behind-imposter-scams\/\">imposter scams<\/a> gave cash, while only 4% of people ages 70+ gave money to other types of fraudsters.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/socialcatfish.com\/external\/graph\/06\/\" width=\"100%\" height=\"500px\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #800080;\"><strong>How does the FTC compile their data?<\/strong><\/span><\/p>\n<p>It is through the Consumer Sentinel Report, which is 2018, collected almost 3.1 reports about fraud (1.5 million), <a href=\"https:\/\/socialcatfish.com\/scamfish\/identity-theft-report\/\">identity theft<\/a> (444,383), and \u201cother\u201d types of fraud (1.2 million).<\/p>\n<h2 id=\"02\" style=\"text-align: center;\"><strong>9 Other Common Elderly Scams Seniors Fall For<\/strong><\/h2>\n[aesop_parallax  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/scams-targeting-the-elderly.jpg&#8221; parallaxbg=&#8221;on&#8221; parallaxspeed=&#8221;3&#8243; captionposition=&#8221;bottom-left&#8221; lightbox=&#8221;off&#8221; floater=&#8221;off&#8221; floaterposition=&#8221;left&#8221; floaterdirection=&#8221;none&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>As our world becomes more tech-based, older adults are online and using apps and technology more and more. This frequent use makes them most prone to scams involving tech support, prize\/sweepstakes\/lottery scams, and family and friend scams. <a href=\"https:\/\/socialcatfish.com\/scamfish\/love-gone-wrong-unraveling-the-scam-that-stole-wendys-heart\/\">Scams<\/a> also happen when they pick up the phone. These are the seven most common <a href=\"https:\/\/socialcatfish.com\/scamfish\/the-pitfalls-of-online-romance-unraveling-the-vivian-surrency-scam-story\/\">scams<\/a> that seniors fall for and what they are.<\/p>\n<h3 style=\"text-align: center;\">Fake Medical Insurance Plans<\/h3>\n<p>If you see a medical insurance plan offered for seniors, you might assume it\u2019s legitimate, but scammers have found a way to trick those seniors age 65 and over. They pose as health, medical insurance, or Medicare representatives. Scammers use Medicare as their cover, and the <a href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/info-2017\/elder-fraud-scam-stories.html\">AARP reported<\/a> that Medicare fraud loss was at $60 billion in 2017.<\/p>\n<p>This type of scam increases around the Open Enrollment period in the fall. These scammers and crooks are easy to please &#8211; they\u2019ll be happy with your money or Medicare\u2019s money! They might try and \u201cverify\u201d your information and then steal it and file for refunds or false claims.<\/p>\n<p>Other times, they will sell your information, and someone will impersonate you &#8211; or they\u2019ll obtain expensive medication, services, and equipment under your name. This could result in your benefits being denied when you do need service or medical supplies! In a medical emergency, this could be a disaster! Health insurance <a href=\"https:\/\/socialcatfish.com\/scamfish\/love-in-the-time-of-scammers-a-nurse-practitioners-25000-online-romance-scam\/\">scams<\/a> might sign you up for additional services you don\u2019t need or that don\u2019t have any real benefit for you.<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-7664 size-thumbnail\" src=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/aj-bretschneider-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/aj-bretschneider-150x150.jpg 150w, https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/aj-bretschneider-300x300.jpg 300w, https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/aj-bretschneider-200x200.jpg 200w, https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/aj-bretschneider.jpg 400w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>Arthur Bretschneider, CEO and Co-founder of <a href=\"https:\/\/www.seniorly.com\/\">Seniorly<\/a> gives us insight on Medicare and health insurance fraud:<\/p>\n<p>Because every American over the age of 65 automatically qualifies for <a href=\"https:\/\/socialcatfish.com\/scamfish\/stolen-social-security-card\/\">social security<\/a>, scam artists don&#8217;t have to do any research about what private health care company you subscribe to. So that makes it easier for them to set up Medicare scams.<\/p>\n<p>Posing as Medicare representatives, these perpetrators get seniors to give them information on the phone, online, or sometimes at the front door. They may even offer bogus services with makeshift mobile &#8220;clinics&#8221;, then using the <a href=\"https:\/\/socialcatfish.com\/scamfish\/protecting-your-childs-personal-information-online-tips-for-parents-and-guardians\/\">personal information<\/a> they collect, bill Medicare, and pocket the money.<\/p>\n<h3 style=\"text-align: center;\">Tech Support Elderly Scams<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7704\" src=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/search-engines.gif\" alt=\"\" width=\"1080\" height=\"1080\" \/><\/p>\n<p>You receive a call or robocall about your computer, <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-report-a-scam-email\/\">email account<\/a>, wireless internet, or computer virus scan. The caller asks if you\u2019ve been experiencing any delays or hesitations on your device or network. Since you don\u2019t realize you\u2019re dealing with a potential fraudster, you\u2019ll likely say \u201cyes\u201d, as most people experience those problems from time to time.<\/p>\n<p>Other times the caller may explain that you\u2019ve been <a href=\"https:\/\/socialcatfish.com\/scamfish\/website-security-for-small-businesses-protecting-against-hacks-and-data-breaches\/\">hacked or are at risk for a data breach<\/a>, and they\u2019re calling to secure your account. Unfortunately, none of this is accurate, and the individual you\u2019re dealing with is trying to gain access to your system and your money.<\/p>\n<p>There are several ways they do this. If they\u2019re a hacker &#8211; wanting to <a href=\"https:\/\/socialcatfish.com\/scamfish\/signs-of-identity-theft\/\">thieve your identity<\/a> &#8211; they might instruct you to give out personal information, download malware, or allow remote access to your computer.<\/p>\n<p>Once that happens, they can <a href=\"https:\/\/socialcatfish.com\/scamfish\/signs-of-identity-theft\/\">hack your personal data<\/a> such as credit card information, <a href=\"https:\/\/socialcatfish.com\/scamfish\/social-security-scams\/\">social security number<\/a>, driver\u2019s license number, and more. Other <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-protect-yourself-from-tech-support-scams-2\/\">tech support scams<\/a> use common computer problems as a reason to trick you into paying &#8211; over the phone or online &#8211; for unneeded, unnecessary tech support services.<\/p>\n<p>The caller might have you perform a basic task while they\u2019re on the line and say they are diagnosing or even repairing your system. They will push for you to <a href=\"https:\/\/socialcatfish.com\/scamfish\/victim-marries-romance-scammer-and-pays-for-marriage-license-with-gift-cards\/\">pay them by gift card<\/a>, prepaid card, cash reload card, or to transfer money through an app.<\/p>\n<p>Their goal? They want you to pay by methods that will quickly generate for them and be difficult for you to reverse or undo!<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-7663 alignleft\" src=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/Allan-Buxton.jpg\" alt=\"\" width=\"200\" height=\"200\" srcset=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/Allan-Buxton.jpg 200w, https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/Allan-Buxton-150x150.jpg 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/>Allan Buxton, Director of Forensics at <a href=\"https:\/\/www.secureforensics.com\/\">Secure Forensics<\/a> offers his insights on tech support scams:<\/p>\n<p>Seniors are targeted primarily because they&#8217;re usually unfamiliar with modern technology. They lack experience with the Internet because they didn&#8217;t grow up with it and are therefore more easily confused with the terminology. More importantly, most scammers play the short game, pushing for an immediate resolution to whatever the problem is (buy our antivirus, pay your tax penalties over the phone, buy off the hitman), etc.<\/p>\n<p>To avoid elderly scams, don&#8217;t buy into the rush. Slow things down. Ask for the issue in writing. Forget the penalties threatened, just tell them you&#8217;re not doing anything until you&#8217;ve run it past your lawyer, accountant, whomever.<\/p>\n<h3 style=\"text-align: center;\">Robocall Credit Card Interest Reduction<\/h3>\n<p>Seniors on a budget might want to limit the fees and interest rate for their <a href=\"https:\/\/socialcatfish.com\/scamfish\/credit-card-fraud-report\/\">credit cards<\/a> and loans, but credit card interest reduction scams aren\u2019t the way to do it. Many consumers find their voicemail box full of these sorts of telemarketing spammer calls. The FTC knows that skeptical consumers are more likely to <a href=\"https:\/\/socialcatfish.com\/scamfish\/5-online-dating-tips-to-follow-this-valentines-day-stay-safe-from-romance-scammers\/\">stay safe<\/a>.<\/p>\n<p>The truth is that most phone calls of this variety are <a href=\"https:\/\/socialcatfish.com\/scamfish\/unveiling-a-potential-romance-scam-andrews-story-of-caution-and-investigation\/\">scams<\/a>. This is how it works. You will receive a sales pitch\/claim that you\u2019re talking to a representative for a legitimate company with a special relationship with insurance companies.<\/p>\n<p>They will offer you reduced rates so you can (finally!) pay off your credit cards. Limited time offers are their big draw, and, because of this, the FTC has implored the public to recognize that consumers have the same ability and resources available to them, without getting help from a paid company.<\/p>\n<p>The FTC\u2019s Telemarketing Sales Rule does not allow companies to charge a fee before starting debt relief help. However, money placed in a specific <a href=\"https:\/\/socialcatfish.com\/scamfish\/national-financial-awareness-day-how-to-protect-my-bank-account\/\">bank account<\/a> administered by an \u201cindependent third party\u201d is allowable, should the company handle credit card payment transfers and maintenance.<\/p>\n<h3 style=\"text-align: center;\">Business Opportunity Schemes<\/h3>\n<p>Even in retirement, many seniors are interested in earning extra money. Unfortunately, <a href=\"https:\/\/socialcatfish.com\/scamfish\/amazon-prime-day-scams-2020-scammers-create-fraudulent-websites-to-trick-their-victims\/\">scammers create<\/a> schemes that will seem easy at first glance but are disastrous upon further inspection. These schemes can include pyramid scams, home medical billing, work at home business offers, envelope stuffing schemes, <a href=\"https:\/\/socialcatfish.com\/scamfish\/mystery-shopping-scams\/\">mystery shopping scams<\/a>, government job scams, and more. You <a href=\"https:\/\/socialcatfish.com\/scamfish\/is-apple-pay-safe-apple-pay-might-be-more-secure-than-a-physical-card\/\">might be asked to pay<\/a> a fee upfront to receive a list of business opportunities (most of which are illegitimate or useless) or redirected to a website that will phish your personal information.<\/p>\n<p>The FTC wants consumers to beware that <a href=\"https:\/\/socialcatfish.com\/scamfish\/the-artists-betrayal-mckalas-journey-from-friendship-to-financial-scam\/\">scam artists<\/a> likely run most work at home opportunities and pop-up business opportunities. Classified ads also create <a href=\"https:\/\/socialcatfish.com\/scamfish\/staying-safe-from-fake-job-offers-tips-for-job-seekers\/\">fake job offers<\/a>, beware of requests to pay for the job or deposit a check or overage and transfer the money to your employer.<\/p>\n<h3 style=\"text-align: center;\">Money Transfer System Fraud<\/h3>\n<p>Not only does the FTC want seniors to be careful, but <a href=\"http:\/\/corporate.moneygram.com\/compliance\/fraud-prevention\/common-consumer-scams\">MoneyGram<\/a> and Western Union do too. All <a href=\"https:\/\/socialcatfish.com\/scamfish\/wire-transfer-scams-scammers-use-money-transfer-services-to-steal-your-money\/\">money transfer and wire services<\/a>, along with financial institutions, know that consumers can and will be extorted from.<\/p>\n<p>Seniors might wire or transfer money to <a href=\"https:\/\/socialcatfish.com\/scamfish\/osint-social-media-how-to-connect-with-someone-online\/\">someone they have a personal connection with online<\/a> (via romance scams) or for an internet purchase (such as buying a vehicle). Sometimes seniors believe they\u2019re sending money to a loved one or relative when it\u2019s a scam artist posing as their grandchild and their <a href=\"https:\/\/socialcatfish.com\/scamfish\/impersonating-a-police-officer\/\">fake attorney or police officer<\/a>.<\/p>\n<p>Other times, seniors receive a check in the mail and are asked to transfer the funds. As it is a counterfeit check, it may not be realized until you deposit it, transfer funds, and get charged bank fees and deducted the sum you transferred. The short version of this long story is to beware of money transfers as it can be a form of fraud.<\/p>\n<h3 style=\"text-align: center;\">Real Estate Elderly Scams<\/h3>\n<p>You hear about a <a href=\"https:\/\/socialcatfish.com\/scamfish\/craigslist-rental-scams\/\">fantastic property or rental<\/a>. It\u2019s near your grand-kids and offered at a great price. The owner sends you pictures of the property and the address. You drive past, and it\u2019s precisely what you\u2019re looking for. Since the owner is traveling for work and out of the area, they ask for you to submit your information and send them a deposit via cash through the mail, through money wire, or app transfer.<\/p>\n<p>Unfortunately, several things can happen. When you submit your <a href=\"https:\/\/socialcatfish.com\/scamfish\/credit-report-scams\/\">credit report<\/a> and app by email, you will expose all your information to the fraudster. They might use it to open fake financial accounts in your name or sell your information. Either way, you have then been a victim of identity theft. Or, they keep any money you send them.<\/p>\n<p>The property was never theirs, to begin with, and a foreign scammer usually run elderly scams. Other real estate <a href=\"https:\/\/socialcatfish.com\/scamfish\/reverse-mortgage-scams\/\">scams can involve reverse mortgage<\/a> scams that won\u2019t be the best offer available and may allow you to lose equity in your home. Property tax fraudsters sometimes send out fake letters to make it sound as though the letters have been sent on behalf of the County Assessor\u2019s Office to charge a fee for property reassessment.<\/p>\n<h3 style=\"text-align: center;\">Negative Option Marketing<\/h3>\n<p>An excellent way to think of negative option marketing is \u201cbuy now and pay forever\u201d. This type of <a href=\"https:\/\/socialcatfish.com\/scamfish\/money-mule\/\">scam works<\/a> when customers don\u2019t say \u201cno\u201d on the phone. Instead, the consumer agrees to something free and straightforward, such as a one time sample or credit report.<\/p>\n<p>Once they access the report, they are suddenly signed up for ongoing paid fees. This type of <a href=\"https:\/\/socialcatfish.com\/scamfish\/student-loan-scams\/\">scam can happen when you buy any product that signs<\/a> you up for ongoing delivery monthly, until or unless you opt-out. A book club might send you a book, and then, if you don\u2019t return it, you owe them money.<\/p>\n<p>Or, perhaps you buy a product and don\u2019t realize an extra box is checked, which has now signed you up for additional services or items. Automatic billing is often part of negative option marketing. Even companies that people trust take advantage of this type of billing.<\/p>\n<h3 style=\"text-align: center;\">Anti-Aging\/Health Claims<\/h3>\n<p>Doesn\u2019t everyone want to look and feel their best? However, anti-aging and health claims trick seniors into useless products, overpriced products, or products that will keep renewing monthly without their consent &#8211; similar to negative option marketing. These products can even be dangerous, such as fake Botox or products that serve no actual value but are marketed and sold as healthy.<\/p>\n<p>Anti-aging and health claim scams typically tell lies, and false claims are used when advertising. The goal of the scammer is to collect cash from people and make them trust the sales associate they\u2019re buying from. This type of scam strikes everyone age 40 and up. Still, seniors may not realize the fraud until they\u2019ve already lost significant amounts of money.<\/p>\n<h3 style=\"text-align: center;\">Final Expense Life Insurance Elderly Scams<\/h3>\n<p>Seniors in 55+ communities get a postcard claiming to be from the government, stating that there is an approved <a href=\"https:\/\/www.scam-detector.com\/article\/post-card-for-seniors\">final expense life insurance<\/a> program that is now approved by the government to help pay for a senior&#8217;s final expenses. These final expenses usually mean funeral costs for when they pass for as much as $15,000 approved.<\/p>\n<p>They are then told they have to complete a form within five days of receiving this letter, which asks for personal information. The application also requires a &#8220;small fee&#8221; to be able to qualify for the final expense <a href=\"https:\/\/socialcatfish.com\/scamfish\/romance-scammer-steals-210k-from-widows-life-insurance-policy\/\">life insurance<\/a>. With personal information and fees, scammers can then <a href=\"https:\/\/socialcatfish.com\/scamfish\/signs-of-identity-theft\/\">perform identity theft<\/a> and steal even more money from these innocent seniors.<\/p>\n<h2 id=\"03\" style=\"text-align: center;\"><strong>5 Examples of Elderly Scams<\/strong><\/h2>\n[aesop_parallax  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/scams-against-the-elderly.jpg&#8221; parallaxbg=&#8221;on&#8221; parallaxspeed=&#8221;3&#8243; captionposition=&#8221;bottom-left&#8221; lightbox=&#8221;off&#8221; floater=&#8221;off&#8221; floaterposition=&#8221;left&#8221; floaterdirection=&#8221;none&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>The following are recent, relevant settlements with the FTC related to elderly scams. Each of these examples provides seniors and their families with cautionary tales about what to look for, avoid, and how to handle similar situations.<\/p>\n<h3 style=\"text-align: center;\">Hite Media Group, LLC<\/h3>\n<p>Like anyone, seniors are susceptible to misleading advertising, such as with the <a href=\"https:\/\/www.ftc.gov\/enforcement\/cases-proceedings\/172-3157\/premium-grants\">FTC\u2019s case<\/a> against Hite Media Group, LLC. The FTC settled with the defendants at Hite Media Group, LLC, over their fraudulent grant scheme. The con targeted seniors and those with disabilities who wanted help with personal expenses.<\/p>\n<p>The only \u201chelp\u201d those consumers were offered was upfront fees that could be anywhere from hundreds to thousands of their <a href=\"https:\/\/socialcatfish.com\/scamfish\/clover-dating-app-scams\/\">hard-earned money<\/a>! Hite Media marketed the money these individuals paid as giving them a \u201cgrant\u201d.<\/p>\n<p>Per the FTC\u2019s claims, a settlement was reached, and the courts ruled that one lead associate at Hite Media Group, Michael De Rosa, and his other coworkers were permanently restrained and enjoined from advertising, marketing, promoting, or offering for sale, or assisting in the advertising, marketing, promoting, or offering for sale of, any Grant Product or Service, whether directly or through an intermediary.<\/p>\n<p>Scams can come in a variety of forms; in this case, the company made false or misleading statements to obtain or maintain a Merchant Accounts and pretend to be \u201ccompetent\u201d about goods and sales offers.<\/p>\n<h3 style=\"text-align: center;\">Next-Gen<\/h3>\n<p>When we warned you about <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-stop-scam-calls\/\">sweepstakes scams<\/a>, we had good reason. The FTC and the State of Missouri recently settled their March 2019 case against the company, Next-Gen, which impacted and targeted older adults. Sweepstakes scams at <a href=\"https:\/\/www.ftc.gov\/enforcement\/cases-proceedings\/172-3133\/federal-trade-commission-state-missouri-v-next-gen-inc\">Next-Gen<\/a> included, according to the settlement, \u201cdistribution of deceptive sweepstakes, games of skill, sweepstakes newsletters, and other prize mailers to consumers.\u201d<\/p>\n<p>The Defendants had to agree to give up $30 million in cash and never work in any prize promotion business again. Restitution\/refund money will be used to help the victims since the settlement mandated the return of over $21 million, along with luxury homes, a yacht, personal property, and a high priced Bentley.<\/p>\n<h3 style=\"text-align: center;\">LifeWatch Services, Inc<\/h3>\n<p>While one would hope that seniors would be treated with respect and honesty from the companies or individuals they trust and rely on, the <a href=\"https:\/\/www.ftc.gov\/enforcement\/cases-proceedings\/142-3123\/lifewatch-inc\">FTC\u2019s court settlement<\/a> with LifeWatch states that the company was \u201cabusive and deceptive\u201d. Most frightening, the company sold and promoted safety equipment, including alarm systems such as Safe Home Security Inc. and MedGuard Alert, Inc.<\/p>\n<p>According to court filings, the defendants used robocalls to call numbers that had not signed up or agreed to calls and marketed their products. They used a pitch or script which promised \u201cfree\u201d medical alert systems when that was not the case. The judgment was for $25.3 million. The defendants were ordered to pay $8.9 million, and they cannot market or sell or telemarket products or services again.<\/p>\n<h3 style=\"text-align: center;\">Life Management Services, Inc.<\/h3>\n<p>No one wants to receive robocalls, but many of us don\u2019t have a choice. Life Management Services, Inc. kicked it up a notch when it came to <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-avoid-political-robocall-scams\/\">robocall scam<\/a>. They eventually settled with <a href=\"https:\/\/www.ftc.gov\/enforcement\/cases-proceedings\/152-3216\/life-management\">the FTC<\/a> and the Florida Attorney General\u2019s office as they had attempted to \u201cbombard\u201d consumers with \u201cbogus credit card interest rate reduction services\u201d. They would <a href=\"https:\/\/socialcatfish.com\/scamfish\/ebay-motor-scam-scammers-try-selling-victims-a-fake-vehicle\/\">try and sell<\/a> these using a specific debt-elimination script for consumers age 60+.<\/p>\n<p>The FTC.gov guide reports:<\/p>\n[aesop_quote  type=&#8221;pull&#8221; background=&#8221;#ffffff&#8221; text=&#8221;#000000&#8243; width=&#8221;100%&#8221; align=&#8221;left&#8221; size=&#8221;1&#8243; quote=&#8221;The settlement permanently bans 17 Life Management defendants from engaging in telemarketing and debt relief services. It also imposes a judgment of $23.1 million against them, jointly and severally, which will be suspended after they turn over virtually all their assets.&#8221; parallax=&#8221;off&#8221; direction=&#8221;left&#8221; revealfx=&#8221;off&#8221;]\n<p>The ringleader of the scam, Kevin Guice, paid the most with a \u201cpermanent injunction\u201d and monetary \u201crelief\u201d against him.<\/p>\n<h3 style=\"text-align: center;\">Triangle Media Corp<\/h3>\n<p>While young people can just as easily fall for this next scam, its subject matter left seniors most at risk. Triangle Media Corp dealt in the <a href=\"https:\/\/socialcatfish.com\/scamfish\/unmasking-online-deceit-vivians-journey-through-the-world-of-a-digital-romance-scam\/\">world of anti-aging scams<\/a>. Their crime would not last forever, as they recently had to turn over $9 million in assets to <a href=\"https:\/\/www.ftc.gov\/enforcement\/cases-proceedings\/172-3108\/ftc-v-triangle-media-corporation\">the FTC<\/a>, in what was considered a \u201cworldwide negative option scam\u201d.<\/p>\n<p>The company would offer a free trial of anti-aging products (cream) and supplements, but the \u201cfree\u201d part was untrue, and people would lose money. To protect consumers long term, those listed as Defendants on the case were barred from similar or future illegal conduct.<\/p>\n<h2 id=\"04\" style=\"text-align: center;\"><strong>How to Avoid Elderly Scams<\/strong><\/h2>\n[aesop_parallax  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/financial-scams-targeting-the-elderly.jpg&#8221; parallaxbg=&#8221;on&#8221; parallaxspeed=&#8221;3&#8243; captionposition=&#8221;bottom-left&#8221; lightbox=&#8221;off&#8221; floater=&#8221;off&#8221; floaterposition=&#8221;left&#8221; floaterdirection=&#8221;none&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>When you receive an email with typos or misspellings, it is safe to assume that it\u2019s likely not what it seems or claims to be. This is also true when the language appears to have been created by a foreign scammer and not from a legitimate organization.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-7662 size-full\" src=\"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/06\/holly-zink.jpg\" alt=\"\" width=\"150\" height=\"150\" \/>Holly Zink from <a href=\"https:\/\/safeguarde.com\/\">Safeguarde<\/a> gives us a few signs to look out for scams:<\/p>\n<h3 style=\"text-align: center;\">What They&#8217;re Offering Seems Too Good To Be True<\/h3>\n<p>When a deal or opportunity seems too good to be true, it usually is. Be wary of anyone saying they have a once in a lifetime deal for you, especially if they ask for your <a href=\"https:\/\/socialcatfish.com\/scamfish\/the-consequences-of-sharing-personal-information-on-social-media\/\">personal information<\/a> to get it.<\/p>\n<h3 style=\"text-align: center;\">They Ask For Money<\/h3>\n<p>The number one <a href=\"https:\/\/socialcatfish.com\/scamfish\/10-red-flags-of-online-scams-how-to-spot-them-before-they-take-your-money\/\">scam red flag is when someone says you need to send them money<\/a> before getting something. Lottery scammers often use this technique on the elderly.<\/p>\n<h3 style=\"text-align: center;\">The Website Isn&#8217;t Legitimate<\/h3>\n<p>In scam and <a href=\"https:\/\/socialcatfish.com\/scamfish\/phishing-scams\/\">phishing emails<\/a>, scammers will often copy an actual company website to make their offer seem legitimate. Some <a href=\"https:\/\/socialcatfish.com\/scamfish\/scam-website-how-to-tell-if-a-website-is-fake\/\">signs the site is fake<\/a> are that it doesn&#8217;t have social media icons, and the site is not secure. By doing a simple Google search of the company, you can see whether or not it&#8217;s the official site or fake.<\/p>\n<p>However, some elderly scams (via phone, email, or web) can be sophisticated and look like duplicates of real government bodies, businesses, or professional sites. Due to that confusion, use the following additional tips to determine cons from actual companies!<\/p>\n<p>Don\u2019t give out your credit card, personal, or <a href=\"https:\/\/socialcatfish.com\/scamfish\/fake-bank-websites-phishing-emails-and-malware-steal-your-banking-information\/\">banking information<\/a> over the phone. Assume that any unusual calls you receive might not be what they sound like. Even if the caller says they are from an official organization, ask for a <a href=\"https:\/\/socialcatfish.com\/scamfish\/how-to-call-back-a-private-number\/\">call back number<\/a> and verify it is correct online. Do not trust a phone number just because it appears in caller ID, as <a href=\"https:\/\/socialcatfish.com\/scamfish\/romance-scammer-faked-childs-injury-to-scam-victim-out-of-25000\/\">scammers can use caller ID spoofing to cause fake<\/a> numbers to look like they are from a genuine organization.<\/p>\n<p>You will never be asked to pay a fee for a legitimate prize. If you receive a call about an award of winnings, ask for follow-up in writing and check the fine-print and websites associated with the prize.<\/p>\n<p>Links in emails or on websites are called hyperlinks, and they can say a word or location different than the actual web address or URL. Watch out for web pages that impersonate legitimate sites &#8211; government sites end in .gov.<\/p>\n<p>You should also share your experience and report any fraud or suspected fraud to <a href=\"https:\/\/www.ftccomplaintassistant.gov\/\">the FTC<\/a>:<\/p>\n[aesop_video  src=&#8221;youtube&#8221; id=&#8221;2DocHwQF_nE&#8221; width=&#8221;100%&#8221; align=&#8221;center&#8221; disable_for_mobile=&#8221;off&#8221; loop=&#8221;off&#8221; controls=&#8221;off&#8221; mute=&#8221;off&#8221; autoplay=&#8221;off&#8221; viewstart=&#8221;off&#8221; viewend=&#8221;off&#8221; show_subtitles=&#8221;off&#8221; revealfx=&#8221;off&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p style=\"text-align: center;\">Luka Are\u017eina Co-Founder of <a href=\"https:\/\/dataprot.net\/\">Data Prot<\/a> has this to say:<\/p>\n<p>Statistics show that by March 2019, more than <a href=\"https:\/\/economictimes.indiatimes.com\/tech\/internet\/internet-security-101-six-ways-hackers-can-attack-you-and-how-to-stay-safe\/articleshow\/61342742.cms\">14 billion data records<\/a> have either been lost or stolen online, which is even more reason to be extremely cautious online.<\/p>\n<p>One of the most common ways for hackers to access your data online is through <a href=\"https:\/\/socialcatfish.com\/scamfish\/privacy-on-public-wifi-staying-secure-while-using-mobile-devices-on-open-networks\/\">public WiFi networks<\/a>. A lot of free networks have deficient safety, which makes them ideal for different types of breaches.<\/p>\n<p>One of the ways you can protect yourself from these types of attacks is to either <a href=\"https:\/\/socialcatfish.com\/scamfish\/avoid-these-mistakes-tips-for-staying-safe-on-public-wifi-networks\/\">avoid public networks<\/a> or limit your activity online in case you don\u2019t have a choice but to use them. This means <a href=\"https:\/\/socialcatfish.com\/scamfish\/credit-card-fraud-how-to-avoid-credit-card-fraud-this-holiday-season\/\">avoid online purchases or any type of activities that will expose your credit card<\/a> number, passport, and ID information, or sensitive passwords.<\/p>\n<p style=\"text-align: center;\">Sarah Feldscher, Founder &amp; CEO of <a href=\"https:\/\/www.totalseniorservice.com\/\">Total Senior Services<\/a> in Saint Louis, MO offers us the following tips:<\/p>\n<ul>\n<li>Do not pay upfront for services, wait until services or work are complete, and then send payment. Trusted and financially stable companies will be willing to make this happen for you.<\/li>\n<li>Be wary of door to door salesman-although this was common for most seniors growing up, in today&#8217;s world, there are few true door-to-door salesmen, so this should be an immediate warning sign if someone knocks on your door to sell a service or product.<\/li>\n<li>If possible, buy services or products from a known company (even if you do not personally know the company, if a family member or friend refers them it is safer than a company you have no information on).<\/li>\n<li>Talk to a trusted family member or friend before making any major financial decisions.<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #800080;\"><strong>You should also heed these tips:<\/strong><\/span><\/p>\n<ul>\n<li>Never sign blank financial data or insurance forms, as this might sign you up for something you don\u2019t want.<\/li>\n<li>Speak with a trusted loved one or financial planner before you make any major financial decisions and discuss the pros, cons, or any red flags.<\/li>\n<li>Do not feel ashamed; scams happen to many savvy, educated people. By taking action to report fraud, you help to protect others.<\/li>\n<li>If you have had a breach of your personal information, contact the credit reporting agencies, your credit card companies, and all financial institutions\/banks.<\/li>\n<li>Add your number to the National <a href=\"https:\/\/www.donotcall.gov\/\">Do Not Call<\/a> Registry, to help protect yourself from robocalls.<\/li>\n<\/ul>\n<h2 style=\"text-align: center;\">Elderly Scams Conclusion<\/h2>\n[aesop_image  img=&#8221;https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/senior-citizen-scams.jpg&#8221; panorama=&#8221;off&#8221; imgwidth=&#8221;100%&#8221; align=&#8221;center&#8221; lightbox=&#8221;off&#8221; captionsrc=&#8221;custom&#8221; captionposition=&#8221;left&#8221; revealfx=&#8221;off&#8221; overlay_revealfx=&#8221;off&#8221;]\n<p>Do you feel confident about avoiding elderly scams the more you\u2019ve learned? Financially secure people often have enough money in the bank to take risks, but scammers can drain all of your accounts, deplete your <a href=\"https:\/\/socialcatfish.com\/scamfish\/the-twitter-hack-how-hackers-impersonate-celebrities-to-steal-your-life-savings\/\">life\u2019s savings<\/a>, and put your housing at risk. This can also impact your credit and risk identity theft. When you receive a suspected or suspicious phone call, immediately hang up the phone or do not reply.<\/p>\n<p>Report <a href=\"https:\/\/socialcatfish.com\/scamfish\/state-of-internet-scams-2022\/\">internet scams<\/a>, phone scams, or suspected scams, mainly when they result in financial loss. Contact your police department if you feel your safety is at risk or if you receive threats, and file a report. Most importantly, learn how to prevent all this from happening in advance through an algorithm based search.<\/p>\n<p>Just like the Federal Trade Commission makes it its mission to research the rate of consumer fraud, <a href=\"https:\/\/socialcatfish.com\/\">Social Catfish<\/a> makes it our mission to educate the public. You are not alone when you encounter fraud or cons, on or offline. Search phone numbers you receive calls from, email addresses that message you, <a href=\"https:\/\/socialcatfish.com\/reverse-image-search\/\">photographs<\/a>, names, and usernames at Social Catfish to avoid elderly scams.<\/p>\n<p>We help people who suspect they\u2019ve been scammed or conned gather the data they need for law enforcement or to send over to the FTC. Find out who you\u2019re dealing with after your elderly scam, through a high powered algorithm-based search, today:<\/p>\n<p style=\"text-align: center;\"><div class=\"search_mb_2020 scfb_mb_search scfb_full_search blog_content_search\"> <div class=\"search-form-2020\"  data-js-r=\"search.form\">\n    <div class=\"row tabs-content\">\n        <div class=\"scf-tooltip-badge-target\" data-badge-number=\"1\" data-badge-position=\"badge-bl\"><\/div>\n        <div class=\"col-sm-3\">\n\n            <div class=\"tabs\" data-pause=\"false\">\n                <div class=\"dropdown-overlay\"  data-js-r=\"search.form.dropdown_overlay\"><\/div>\n                <a data-item=\"0\" data-type=\"2\" href=\"https:\/\/socialcatfish.com\/\" class=' active '><i class=\"si-user\"><\/i> <span>Name<\/span><\/a>\n                <a data-item=\"1\" data-type=\"1\" href=\"https:\/\/socialcatfish.com\/reverse-email-address-search\/\" class=' '><i class=\"si-email\"><\/i> <span>Email<\/span><\/a>\n                <a data-item=\"2\" data-type=\"3\" href=\"https:\/\/socialcatfish.com\/reverse-phone-lookup\/\" class=' '><i class=\"si-phone\"><\/i> <span>Phone<\/span><\/a>\n                <a data-item=\"3\" data-type=\"0\" href=\"https:\/\/socialcatfish.com\/reverse-username-search\/\" class=' '><i class=\"si-username\"><\/i> <span>Username<\/span><\/a>\n                <a data-item=\"4\" data-type=\"5\" href=\"https:\/\/socialcatfish.com\/reverse-address-check\/\" class=' address_search_menue '><i class=\"si-location\"><\/i> <span>Address<\/span><\/a>\n                <a data-item=\"5\" data-type=\"4\" href=\"https:\/\/socialcatfish.com\/reverse-image-search\/\" class=' '><i class=\"si-image\"><\/i> <span>Image<\/span><\/a>\n            <\/div>\n        <\/div>\n        <div class=\"col-sm-7\"  data-js-r=\"search.input.all\">\n            <div class=\"row list  active name-list\">\n                <div class=\"col-sm-6 border-rt\">\n                    <input type=\"text\" placeholder=\"Enter name here\" aria-label=\"Enter name here\" value=\"\" maxlength=\"100\" name=\"full_name\" aria-required=\"true\">\n                    <label class=\"scf-tooltip-val\">Start Here<\/label>\n                <\/div>\n                                <div class=\"col-sm-6 si-triangle-down\">\n                    <select name=\"country\" ><option value=\"US\">United States<\/option><option value=\"CA\">Canada<\/option><option value=\"GB\">United Kingdom<\/option><option value=\"AF\">Afghanistan<\/option><option value=\"AX\">\u00c5land Islands<\/option><option value=\"AL\">Albania<\/option><option value=\"DZ\">Algeria<\/option><option value=\"AS\">American Samoa<\/option><option value=\"AD\">Andorra<\/option><option value=\"AO\">Angola<\/option><option value=\"AI\">Anguilla<\/option><option value=\"AQ\">Antarctica<\/option><option value=\"AG\">Antigua and Barbuda<\/option><option value=\"AR\">Argentina<\/option><option value=\"AM\">Armenia<\/option><option value=\"AW\">Aruba<\/option><option value=\"AU\">Australia<\/option><option value=\"AT\">Austria<\/option><option value=\"AZ\">Azerbaijan<\/option><option value=\"BS\">Bahamas<\/option><option value=\"BH\">Bahrain<\/option><option value=\"BD\">Bangladesh<\/option><option value=\"BB\">Barbados<\/option><option value=\"BE\">Belgium<\/option><option value=\"BZ\">Belize<\/option><option value=\"BJ\">Benin<\/option><option value=\"BM\">Bermuda<\/option><option value=\"BT\">Bhutan<\/option><option value=\"BO\">Bolivia<\/option><option value=\"BA\">Bosnia and Herzegovina<\/option><option value=\"BW\">Botswana<\/option><option value=\"BV\">Bouvet Island<\/option><option value=\"BR\">Brazil<\/option><option value=\"IO\">British Indian Ocean Territory<\/option><option value=\"BN\">Brunei Darussalam<\/option><option value=\"BG\">Bulgaria<\/option><option value=\"BF\">Burkina Faso<\/option><option value=\"BI\">Burundi<\/option><option value=\"KH\">Cambodia<\/option><option value=\"CM\">Cameroon<\/option><option value=\"CV\">Cape Verde<\/option><option value=\"KY\">Cayman Islands<\/option><option value=\"CF\">Central African Republic<\/option><option value=\"TD\">Chad<\/option><option value=\"CL\">Chile<\/option><option value=\"CN\">China<\/option><option value=\"CX\">Christmas Island<\/option><option value=\"CC\">Cocos (Keeling) Islands<\/option><option value=\"CO\">Colombia<\/option><option value=\"KM\">Comoros<\/option><option value=\"CK\">Cook Islands<\/option><option value=\"CR\">Costa Rica<\/option><option value=\"HR\">Croatia<\/option><option value=\"CY\">Cyprus<\/option><option value=\"CZ\">Czech Republic<\/option><option value=\"DK\">Denmark<\/option><option value=\"DJ\">Djibouti<\/option><option value=\"DM\">Dominica<\/option><option value=\"DO\">Dominican Republic<\/option><option value=\"EC\">Ecuador<\/option><option value=\"EG\">Egypt<\/option><option value=\"SV\">El Salvador<\/option><option value=\"GQ\">Equatorial Guinea<\/option><option value=\"ER\">Eritrea<\/option><option 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value=\"ZM\">Zambia<\/option><\/select>                <\/div>\n                \n            <\/div>\n            <div class=\"row list \">\n                <input type=\"text\" placeholder=\"Enter email here\" name=\"email\" maxlength=\"100\" value=\"\" >\n                <label class=\"scf-tooltip-val\">Start Here: Search an Email<\/label>\n            <\/div>\n            <div class=\"row list \">\n                <input type=\"text\" placeholder=\"Enter phone here\" name=\"phone\" maxlength=\"12\" value=\"\"  data-js-r=\"search.input.phone\">\n                <label class=\"scf-tooltip-val\">Start Here: Search a Phone Number<\/label>\n            <\/div>\n            <div class=\"row list \">\n                <input type=\"text\" placeholder=\"Enter username here\" name=\"username\" maxlength=\"100\">\n                <label class=\"scf-tooltip-val\">Start Here: Search a Username<\/label>\n            <\/div>\n            <div class=\"row list \">\n                <input 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         <div class=\"file-progress\">\n                        <div class=\"file-progress-value\">Uploading...<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <label class=\"scf-tooltip-val anim\" style=\"display: block;\"><\/label>\n        \n                    <\/div>\n        <div class=\"col-sm-2 text-center\">\n            <button type=\"button\" class=\"go\"  data-js-r=\"search.go\">Search<\/button>\n        <\/div>\n    <\/div>\n    <!-- Bulk -->\n       \n    <p class=\"respect-privacy\"><span class=\"si-secured-fill\"><\/span> We Respect Your Privacy.<\/p>\n<\/div>\n<script>\n    var uploaded_images = [];\n<\/script><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>While it might be trendy to say, \u201cOk, Boomer\u201d, Baby Boomers are wising up to the realities of the digital age and the risks within it. 2020 is a great decade to be a senior, but scammers and fraudsters are becoming more sophisticated. Although the FTC reports that seniors and the elderly are proving doubters [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":6123,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[560],"class_list":["post-6107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scams","tag-elderly-scams"],"featured_image_src":"https:\/\/socialcatfish.com\/scamfish\/wp-content\/uploads\/2020\/01\/elderly-scams.jpg","author_info":{"display_name":"Osaji Obi","author_link":"https:\/\/socialcatfish.com\/scamfish\/author\/osajiobi\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Elderly Scams: The Definitive Guide to Protect Seniors - 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