Scammers have come up with every tactic they can to get their hands on their victims’ money. They have learned the art of designing their emails to seem legit, and now have the power to pretend to be any bank they want. This means that when we see an email in our inbox, we can often wonder whether or not this email is legit. If we click a link within a scam email, it will lead us to a fake website that could download malware on our device and steal our information. This is why it’s important to learn how to avoid phishing emails and fake bank websites.
How Do Scammers Lure You Onto Fake Bank Websites?
Scammers send you an email and usually give you a variety of excuses as to why you should open the link attached. Sometimes it’s to sign an important document in order to continue banking with your bank. Other times, they will let you know that someone hacked into your account and that you need to change your account information right away. Whatever the excuse is, it’s always fake and should not be taken seriously.
Once people click on the link attached, they are taken to a fake bank website. The website can then download malware onto your device without you even realizing it. The virus downloaded onto your computer can then steal your personal information off of your device so that the scammer can commit identity fraud right under your nose.
Along with this, the website usually includes a fake online form for you to fill out additional information. If you’re “signing a document,” it will ask you to provide a plethora of information that a scammer can use to steal your identity, as well as your bank account information. With your bank account information, they can also gain access to your finances and steal your hard-earned money.
If you’re “trying to recover your bank account,” it will usually ask you to provide your account information as well as some “additional security questions to verify that it’s you.” These “security questions” are usually additional questions scammers can use to commit identity fraud under your name. Also, they can steal your funds as long as they can gain access to your bank account.
How to Avoid Going on Fake Bank Websites
- Don’t click links on any banking email you receive. Instead, enter your bank’s URL yourself and change your information on the official website to avoid giving the scammer your information.
- Check the email address of the person that emailed you to see if it’s legit. If the email sender states that it’s from “yahoo.com” or “gmail.com” instead of “chase.com” or “unionbank.com,” then chances are it’s fake.
- Report the suspicious email to the FTC or through your bank. When you report the scam, there is a greater chance that the scammer will get caught for scamming innocent victims.
- Don’t email anyone back any information. If the sender asks for you to email them back a plethora of information, then chances are that it’s a scam.
- Don’t fill out any suspicious-looking online forms. If you don’t feel safe filling out an online form, then trust your gut. Also, if a form is asking for too much information from you, this is a sign that you might be dealing with a scam website.
Social Catfish is Here to Help You!
At Social Catfish, we want to help you verify the identities of those who might seem suspicious to you. If you have their name, email address, phone number, social media username, or image, you can reverse search and see who the suspected person was that you’ve been in contact with if you think you’ve been a victim of fake bank websites.
No sales pitches, no games, and one-click unsubscribe.